Manchester Inc. ( MNCS:OTCBB)

I saw the press that this company issued on October 12, 2006. They are in a tough business. Companies that deal with people that have challenging credit histories, especially in the penny stock space, usually provide limited stock gains for investors. Many times, it's simply a disaster. You can give me all the data you want but here's the simple fact, people that have challenging credit histories have them for 2 reasons:

1. They don't pay their bills.

2. They don't pay them on time.

Either reason shouldn't give an investor confidence if you are investing in the stock of a company that has uncreditworthy customers. Use your brains when you invest.